I do also have a REIT fund mostly because of its relatively low correlation with the rest of stocks and bonds. And if my property taxes get so high I cant afford. 5 Best Index Funds In May 2021 Bankrate That works out to be about four. How many index funds should i own . How many mutual funds investors should have depends on the type of investments in the fund owning shares in one fund can be enough if properly diversified. You should therefore only keep as many funds in your portfolio as you are comfortable monitoring For example if you hold ten twenty or more different funds youll need to keep a close eye on the changing value of all these investments to ensure your asset. Index funds are popular because they often have low fees and offer a variety of stocks and bonds. Bogle says that taxes fees and trading costs eat away one to two percentage points a year of the. So having a house just keeps me from having to pay rent. A four-fund allocation could include a domestic st...