Schwab PCRA gives you greater access to thousands of additional investment choices. Is not a fiduciary to retirement plans or participants and only provides recordkeeping and related services. Schwab Personal Choice Retirement Account Pcra We recently gained access to Schwabs brokerage window called the Personal Choice Retirement Account PCRA. Schwab personal choice retirement account . Into by the same parties. Its banking subsidiary Charles Schwab Bank SSB member FDIC and an Equal Housing Lender provides deposit and lending services and products. Can I buy Vanguard funds within the PCRA. Schwab Personal Choice Retirement Account. Schwab PCRA is the brokerage account you will use to purchase and sell certain investments including bonds stocks exchange-traded funds or mutual funds. PCRA gives you greater access to thousands of additional investment choices. Schwab PCRA gives you greater access to thousands of additional investment choices. Schwab open a Schwab One