While 30-year mortgage rates change current national average 30-year fixed rates hover between 25 and 35. The following table lists historical average annual mortgage rates for 15-year 30-year mortgages. Pros Cons Of A 30 Year Fixed Rate Mortgage What is a 30-year fixed mortgage. Current 30yr mortgage rates . Mortgage rates took another dip this week as the 30-year fixed-rate mortgage decreased by almost ten basis points week over week. 2021 The lowest 30-year mortgage rates ever Rates plummeted in 2020 in response to the coronavirus pandemic. Historically the 30-year mortgage rate reached upwards of 186 in 1981 and went as low as 33 in 2012. This is lower than the long term average of 787. Average 30 Year Fixed Mortgage Rates. 30 Year Mortgage Rate is at 298 compared to 297 last week and 333 last year. Mortgage rates were in the double-digits for 30-year fixed-rate home loans. MNDs 30 Year Fixed daily survey May 14 2021. The current 30 year mortgage fixed rate as