Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America TIAA and College Retirement Equities Fund CREF New York NY. A few key points need to be looked into before you start investing in the TIAA Cref retirement funds. Tiaa Cref Investing Review Brokerage Account 2021 SIPC only protects customers securities and cash held in brokerage accounts. Tiaa cref retirement funds . SIPC only protects customers securities and cash held in brokerage accounts. TIAA-CREF Lifecycle Retirement Income Fd has an expense ratio of 033 percent. TIAA-CREF Individual Institutional Services LLC Member FINRA and SIPC distributes securities products. Fees are Below Average compared to funds in the same category. SIPC only protects customers securities and cash held in brokerage accounts. TIAA-CREF Individual Institutional Services LLC Member FINRA and SIPC distributes securities products. TCBPX - TIAA-CREF FUNDS - TIAA-CREF Bond Plus Fund Retai